DA Test WalletHub Questions and Answers | Data Entry Specialist

DA Test WalletHub Questions and Answers | Data Entry Specialist Remote Job DA Test Questions with Answers.

Question 1: Go to 1stbankyuma.com. List what products they offer to consumers.   (Example: checking accounts)

Answer:

1.       Checking Accounts

2.       Saving Accounts

3.       Certificate Accounts

4.       Retirement & Education Accounts

5.       Business Loans

6.       Residential Loans

7.       Consumer Loans

8.       Credit & Debit Cards

Additional Services (Mobile Banking, Night Drop, Safe Deposit Boxes, E-Statements)

Question 2: Do they also offer car loans to consumers? (Refer 1st question)

Answer: Yes, they do offer car loans to consumers and it comes under Secured Loans.

Question 3: Find the APY and Interest Rate of the 1^st Rate Rewards Checking Account. (Refer 1st question)

Note: Mention all important aspects and please provide the link where you found the information.

Answer:

1st Rate Rewards Checking Account

·       Minimum Balance: $25,000.1

·       Interest Rate: 0.05%

·       APY: 0.05%

Monthly Requirements Must Be Met

·       Minimum Balance: No Minimum Balance Required

·       Interest Rate: 1.49%

·       APY: 1.50%

Link: https://www.1stbankyuma.com/personal-rates-fees

Question 4: Read this wikipedia.org . Based on the first formula listed on the page, calculate a checking account’s APY if the interest rate was 1.34% and it was compounded daily for one year.

Note: Please write out the exact formula and the inputs that you used in order to come to the final answer.

Answer: 

Question 5:  Go to capitalone.com.List the interest rates for their money market accounts.

Note: Please alsoprovide the link where you found the information.

Answer:

Initial deposit: You can open the account with any amount—there is no minimum deposit required to open it.

Minimum Balance to Obtain Annual Percentage Yield (APY): There is no minimum balance required to obtain the disclosed APY.

Rate information: The interest rates and annual percentage yields are variable, meaning we can change them at any time.

The interest rate that you earn will depend on the balance in your account each day:

If your daily balance is less than $10,000, you'll earn 0.2996% on your entire account balance, which adds up to an annual percentage yield of 0.30%.

If your daily balance is $10,000 or more, you'll earn 0.2996% interest on your entire account balance, with an annual percentage yield of 0.30%.

Question 6: Go to wachovia.com, entering 22201 as your zip code.

Does the Way2Save savings account have any restrictions or special requirements?  If so, please list them below.

Answer:

1.       Minimum opening deposit: $25

2.       Monthly service fee: $5

3.       Avoid the monthly service fee with one of the following each fee period:

a.       $300 minimum daily balance

b.      1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account

c.       1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account

d.      1 or more Save As You Go® transfers from a linked Wells Fargo checking account

Primary account owner is 24 years old or under4

Question 7: Go to firstambank.com  and list all types of accounts/products backed by government insurance.

Answer:

1.       Checking accounts

2.       Savings accounts

3.       Money market deposit accounts

Certificates of deposit (CDs)

Question 8: Go to unionsavings.com .  For which saving products does the interest rate not fluctuate based on the balance?

Answer: Essential Savings, Club Savings Account

Question 9: Go to bankofthewest.com and find out the maximum number of Overdraft fees that a customer can be charged in one day, for a checking account.

Answer: Maximum five items per business day charge.

Note: I have attended the tests and got failed in this test. So some of the answers are may not be correct or accurate. So kindly prepare yourself based on these questions and if you found the correct answer, please add that question answer in the comments section. So it will be an added advantage for people who are attending interviews.